What should be avoided when using financial resources for education?

Accumulating excessive debt should be avoided when using financial resources for education because it can have long-term negative consequences on a person's financial stability. Taking on too much debt can lead to difficulties in managing future expenses, hinder the ability to save for other goals like buying a home or retirement, and create stress due to the obligation to repay loans. Additionally, accumulating debt can affect one's credit score, making it harder to secure loans or other financial means in the future. It is important to seek a balance in financing education, ensuring that the investments made will lead to positive outcomes without burdening the individual with unmanageable financial responsibilities.

In contrast, investing in textbooks, applying for scholarships, and developing a budgeting plan are generally beneficial practices that support successful educational outcomes and financial health.