What is the primary purpose of grants and scholarships?

The primary purpose of grants and scholarships is to provide free money for education expenses. Unlike loans, which require repayment, grants and scholarships are financial awards that can help students cover tuition, fees, books, and sometimes other related costs associated with their education. These funds are typically awarded based on different criteria, including financial need or merit, allowing students to pursue their educational goals without the burden of debt.

In contrast, options that involve loans suggest an obligation to repay, which contradicts the nature of grants and scholarships. Funding personal expenses does not align with the specific academic purpose of these awards, as they are intended to support educational costs directly. While some scholarships might reward academic performance, this is not their only function; they are also available for various other criteria, such as financial need, community service, or specific talents, highlighting that their primary aim is broader than just rewarding academics.